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Coverage Options in Georgia

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Depend on us to protect what’s important to you.

Georgia is a land of beautiful views and vivid agriculture. While the peaches may be sweet, the weather can sometimes be sour. Because of the state’s central location, Georgia is prone to hurricanes, tropical storms, and severe flooding. That’s where UPC comes in. To Keep the Promise® to Georgia policyholders, UPC offers a variety of coverage options so you can rest easy.

Coverages to keep you feeling peachy.

Insurance policies from UPC are designed to help you protect the things you’ve worked hard for. We offer a variety of affordable coverage options for Georgia to help you get the best value. Explore the different options below:


  • Homeowners Insurance (HO3, HO5)
  • Dwelling Fire (DP3)
  • Condominium and Co-op (HO6)
  • Renters Insurance (HO4)
  • NFIP Flood Insurance
  • Private Flood Insurance

At UPC, we strive to meet the unique needs of our policyholders in each state. That’s why we offer a suite of different flexible coverage options.

To find out more about our insurance products and available discounts in Georgia, view our flyer.

Premier and Premier Plus Coverage Enhancements (HO3, HO5, and HO6).

Our Premier Package boosts replacement coverage and more:

  • Personal Property Replacement Cost
  • Personal Injury
  • Lock Replacement
  • Identity Theft
  • Home Systems Protection

Enhance even more coverages with our Premier Plus Package:

  • High Submits for your Valuables
  • 70% Coverage C (contents)
  • 25% Additional Coverage A added
  • $10K Service Line Coverage Added
  • $10K Loss Assessments

Click here to see the enhancement offerings for our Homeowners products (HO3, HO5, and HO6).

Coverage Enhancements (DP3).

Our Premier Dwelling Fire package includes all coverages offered in the Standard policy and is expanded with additional coverage for:


  • 25% additional Coverage A
  • Loss of Use Coverage increased to 20%
  • Ordinance or Law increased to 25%
  • Loss Assessment increased to $5,000
  • $100,000 of Home Systems Protection Coverage
  • $10,000 of Service Line Coverage
  • Theft Coverage

To see available pay plans, discounts, and enhancements for DP3, click here.



Rent or own in the state of Georgia? Getting coverage has never been easier than with UPC Insurance.



You can report a claim 24 hours a day, 7 days a week by phone at (888) 256-3378 or via the Guided Claim Submission Tool. With over $2.5 billion in claims paid, UPC is here to help Keep the Promise®.