new jersey hero image

New Jersey

Coverage Options in New Jersey

Request a Quote

  • *
  • *

Depend on UPC to Protect What’s Important to You.

New Jersey is a metropolis filled with a diverse community, tons of delicious diners, and boardwalks. Though Jersey has much to offer its residents, the threat of severe weather still looms. Since New Jersey is a northern coastal state, it is susceptible to a variety of weather hazards including blizzards, nor’easters, hurricanes, and tropical storms. UPC is here to make sure that in the case of bad weather, your property is insured.


Coverage for the Garden State:

UPC’s insurance policies for New Jersey were created with one thing in mind: protecting what you love most. Our suite of affordable coverage options are customizable, so that you can get the best value possible while still protecting your home. Coverage options for New Jersey include:

  • Homeowners Insurance (HO3, HO5)
  • Condominium Insurance (HO6)
  • Dwelling Fire Insurance (DP3)
  • Renters Insurance (HO4)
  • NFIP Flood Insurance
  • Private Flood Insurance


To help us Keep the Promise® to our clients, each state in our coverage area is offered a unique combination of coverage options. Why choose UPC? We pride ourselves on offering our clients products that work, so that when disaster strikes you can rest easy knowing your personal property needs are met.

To find out more about our insurance products and available discounts for the Garden State, view our flyer.

Enhanced Insurance Coverage for New Jersey


By enhancing your insurance coverage today, you can rest easier tomorrow. We offer Premier and Ultra coverage packages to enhance our standard policies for New Jersey!

Premier coverage enhancements include:

  • Personal Property Replacement Cost
  • Personal Injury
  • Lock Replacement
  • Back-up of sewers, drains, or sumps up to $5,000

Ultra New Jersey Coverage is expanded to cover:

  • Securities
  • Credit Cards
  • Jewelry
  • Silverware
  • Firearms (Theft)
  • Business Property

To see all available coverage enhancements, view our flyer here.



Rent or own in the state of New Jersey? Getting coverage has never been easier than with UPC Insurance.

Claims Center Buttom

You can report a claim 24 hours a day, 7 days a week by phone at (888) 256-3378 or via the Guided Claim Submission Tool. With over $2.5 billion in claims paid, UPC is here to help Keep the Promise®.