New York

Coverage Options in New York

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Personalized Service. Proven History.

New York is the Empire State, and home to the city that never sleeps; UPC is committed to ensuring your insurance coverage never sleeps either. Because of the location, New York is more susceptible to damages during winter and summer storm seasons. UPC Insurance offers a variety of options and coverages designed for the unique climate, and unique needs of New York policyholders.

Available UPC Insurance Products for New York

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New York homeowner’s insurance policies from UPC are designed as affordable options with an emphasis on superior protection and premier customer service and claims handling when disaster strikes.



Living in New York presents the need for customized coverages, such as:

  • Homeowners Insurance (HO3, HO5)
  • Condominium and Co-op Insurance (HO6)
  • NFIP Flood Insurance
  • Private Flood Insurance

UPC will soon offer more innovative products to serve you further. These include:

  • Dwelling Fire Insurance (DP3)
  • Renters (Contents) Insurance (HO4)

Flexible package endorsements, pay plans, and companion policy discounts are just a few ways we serve our policyholders. To find out more about UPC’s benefits for New York residents, view our flyer.

More Than 100 Years of Keeping the Promise® to New York with Interboro Insurance

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The financial strength of UPC Insurance, coupled with Interboro’s experience in offering insurance to the New York market for more than 100 years, allows us to provide exceptional products at competitive prices. Through Interboro Insurance, UPC offers:

  • Homeowners Insurance (HO2 and HO3)
  • Renters (Contents) Insurance (HO4)
  • Condominium and Co-op Insurance (HO6)


Interboro and UPC place the highest importance on personalized service. We work with professional brokers throughout New York for the best local insurance experience, offering you superior products and services you can count on when you need it most. View our Interboro Insurance flyer to learn more about coverages and additional endorsements.

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Enhanced Coverage Options Help You Rest Easy with UPC

Bundle your coverage with additional New York insurance enhancements from UPC. When you expand your packages, you get more coverage for less than when purchasing each enhancement individually.

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From UPC, our expanded Premier and Premier Plus packages have everything a New York policyholder could need, including:

  • Personal property replacement cost
  • Personal injury
  • Reward for theft conviction
  • Lock replacement

…and many more!

As the parent company of Interboro Insurance, and the #21 writer of homeowners business nationally, UPC is proud to deliver premier products and services to coastal homeowners.



Rent or own in the state of New York? Getting coverage has never been easier than with UPC Insurance.

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You can report a claim 24 hours a day, 7 days a week by phone at (888) 256-3378 or via the Guided Claim Submission Tool. With over $2.5 billion in claims paid, UPC is here to help Keep the Promise®.