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North Carolina

Coverage Options in North Carolina

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Safeguard Your Most Important Assets.

North Carolina is a state with a lot to offer, including picturesque mountains, sandy beaches, and a plethora of historical monuments. However, residents must be prepared for the many possible types of weather events the state brings. Because of its long coastline, North Carolina is one of the most susceptible states to hurricanes and flooding in the United States. Make sure your home is covered in case of an emergency with insurance solutions provided by UPC.


Coverage for North Carolinians.

When a disaster strikes, rest easy knowing that your assets are protected with UPC’s homeowners’ insurance policies. To serve the needs of our policyholders in North Carolina, we offer flexible products that are a cut above the rest.

  • Homeowners Insurance (HO3, HO5)
  • Condominium Owners Insurance (HO6)
  • Renters Insurance (HO4)
  • NFIP Flood Insurance
  • Private Flood Insurance

Optional Coverage Enhancements:

  • Home Systems Protection and Service Line Coverage, both with a $500 deductible
  • ID Theft with fully managed restoration
  • Water back-up of sewers and drains up to $25,000

Being a UPC policyholder is simple, which is why our three-year average renewal rate with customers in North Carolina is over 90%. Join over 30,000 policyholders in North Carolina and discover coverage options that are customizable to meet your needs!


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To learn more about our North Carolina insurance products and policyholder benefits, view our flyer here.



Rent or own in the state of North Carolina? Getting coverage has never been easier than with UPC Insurance.



You can report a claim 24 hours a day, 7 days a week. With over $2.5 billion in claims paid, UPC is here to help Keep the Promise®.