Request a Quote Zip*State* Disasters Happen. We’ll Be Ready When You Need Us Most. UPC Insurance proudly offers our agent partners and their customers a suite of customized products, so policyholders in North Carolina can be ready for whatever mother nature has coming. North Carolina is one of the most susceptible states to hurricanes and flooding thanks to its long coastline. Custom Coverage for North Carolinians. To serve the needs of our policyholders in North Carolina, we offer tailor-made products to meet the unique needs of each person. Current Products Homeowners Insurance (HO3 and HO5) Condominium Owners Insurance (HO6) Renters Insurance (HO4) NFIP Flood Insurance Private Flood Insurance Optional Coverage Enhancements Home Systems Protection and Service Line Coverage, both with a $500 deductible ID Theft with fully managed restoration Water back-up of sewers and drains up to $25,000 View our flyer here to see how our flexible, affordable North Carolina insurance products can protect your most important assets.. Rent or own in the state of North Carolina? Getting coverage has never been easier than with UPC Insurance. You can report a claim 24 hours a day, 7 days a week. With over $2.5 billion in claims paid, UPC is here to Keep the Promise®.