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South Carolina

Coverage Options in South Carolina

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Count on UPC for your unique homeowner’s insurance needs.

South Carolina is home to popular vacation spots like Myrtle Beach and Hilton Head Island. Living in South Carolina, however, comes with challenges that don’t always inspire a vacation state-of-mind. With a coastline susceptible to storms and a winter that brings ice and hail, South Carolina residents can never predict when they might need coverage – that’s where UPC comes in.

With flexible pay plans, new home construction discounts, and much more, UPC brings peace of mind to South Carolina residents, so they can get back to relaxing year-round.


The following products are offered to customers in South Carolina.

Insurance policies from UPC provide premier customer service and claims handling to all South Carolina residents when disaster strikes. As part of our commitment to Keeping the Promise, we offer flexible and affordable products with superior protection.

  • Homeowners Insurance (HO3, HO5)
  • Condominium Insurance (HO6)
  • Dwelling Fire Insurance (DP3)
  • NFIP Flood Insurance
  • Private Flood Insurance

Featuring no mandatory hurricane deductible and coverage limits up to $1 million without underwriting approval (HO3, HO5, DP3), our customizable products are perfect for those living in South Carolina.

To learn more about current insurance products, optional coverage enhancements, and available discounts in South Carolina, view our flyer.

More coverage in South Carolina equals more savings.

Enhancing your UPC policy boosts your protections with additional coverages above the standard packages.

Premier packages include:

  • Personal property replacement cost
  • Lock replacement
  • An additional 25% for Coverage A
  • Personal property is replacement cost at 75%

To see all available coverage enhancements, view our flyer here.



Rent or own in the state of South Carolina? Getting coverage has never been easier than with UPC Insurance.

Claims Center Buttom

You can report a claim 24 hours a day, 7 days a week by phone at (888) 256-3378 or via the Guided Claim Submission Tool. With over $2.5 billion in claims paid, UPC is here to Keep the Promise®.