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Our Promise to Texas

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Count on us at your time of greatest need.

In Texas, everything is bigger and potential storms are no exception. With 367 miles of shoreline on the Gulf of Mexico at risk, being a Texan requires resilience and preparation for some pretty big storms. At UPC, we offer insurance solutions that cover your assets, no matter how big.


The following customizable products are offered in Texas.

Texas homeowner’s insurance policies from UPC provide a financial backstop for our policyholders’ most important assets – their property. As part of our commitment to serving the unique needs of policyholders in Texas, we offer flexible and affordable products with superior protection.

  • Homeowners Insurance (HO3, HO5)
  • Condominium Insurance (H06)
  • Renters Insurance (H04)
  • Dwelling Fire Insurance (DP3)
  • NFIP Flood Insurance
  • Private Flood Insurance


Big State. Big Appetite.

  • No age of home restriction
  • No age of roof limits (must have 5 years or more remaining life)
  • Open for Wind in all Tier 1 counties, and for all protection classes with up to five acres (and larger acreages upon underwriting approval).
  • Dwelling coverage limits up to $2 million

To learn more about our Texas insurance products and available discounts, view our flyer.

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Enhance your coverage today, rest easier tomorrow.

More coverage means more savings. When you purchase one of our packages, you get more types of coverage and pay less overall than if you bought coverages individually.

Bundled coverage enhancements include:

  • Personal Property Replacement Cost
  • Personal Injury
  • Reward for Theft Conviction
  • Lock Replacement
  • Home Systems Protection
  • Service Line Coverage
  • Identity Theft
  • Water Damage

…and even increased coverage limits for:

  • Securities
  • Credit Cards
  • Jewelry
  • Silverware
  • Theft of Firearms
  • Business Property


Discover what our Premier and Premier Plus packages can do for our Texas policyholders by viewing our flyer.



Rent or own in the state of Texas? Getting coverage has never been easier than with UPC Insurance.



You can report a claim 24 hours a day, 7 days a week. With over $2.5 billion in claims paid, UPC is here to help Keep the Promise®.