TWIA Depopulation Programs

TWIA Depopulation Programs with UPC

UPC Insurance is no longer accepting Texas Wind policy issuance requests

UPC was the first active participant in the original TWIA depopulation program, and we participate in depopulation programs in many states. Every year we evaluate programs to ensure they are effective and beneficial for all parties.

Due to lower-than-expected agent participation, UPC has made the difficult decision to suspend new participation activities in both programs. 

What does this mean for you?

We will honor all existing policies and policy offers in both the Assumption Reinsurance and Voluntary Market programs, but no new offers will be made until further notice. The UPC Texas Wind Portal has been officially closed.

UPC continues to remain open in Tier 1 for regular homeowners policies with wind. Our decision does not reduce capacity in any way for the Tier 1 market that we continue to proudly serve. 

Contact us at with any questions.