In everything we do, UPC strives to Keep the Promise® to policyholders while being here today and here tomorrow for all our stakeholders. UPC Insurance is committed to financial stability and long-term solvency. We use a combination of our own capital and reinsurance capital to provide assurance that policyholder claims can be paid in a timely manner after a natural catastrophe. For UPC, this is not a theoretical exercise. During our history, we have paid nearly $2.5 billion in total claims from 28 separate hurricanes and tropical storms, and thousands of routine events. The combination of a strong capital base, responsive claims operations, and a consistently strong group of reinsurance partners has enabled UPC to meet these obligations in a timely manner over and over again. It is the core competency and principle of UPC Insurance.
UPC Story Video
Keeping the Promise
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The People Behind the Promise
Financial Stability Rating® of A, Exceptional, From Demotech
UPC has earned Financial Stability Rating of A, Exceptional from Demotech
UPC Insurance has earned a Financial Stability Rating of A, Exceptional, from Demotech. Financial Stability Ratings (FSRs) are a leading indicator of the financial stability of Property and Casualty (P&C) insurers. Demotech’s FSRs are recognized by Fannie Mae, Freddie Mac and HUD. Read more about our proven financial stability.