Florida Commercial Residential Insurance
Our customizable product is designed for the unique needs of commercial residential property owners in Florida.
Specializing in Insuring Florida Apartments
As a member of the UPC Insurance family, we bring a commercial residential product to Florida property owners, backed by decades of experience.
Key coverages include: Agreed Value, Business Income, Equipment Breakdown, Increased Building Ordinance or Law
Underwriting Flexibility for Florida Property Owners
We make it easy for Florida property owners to do business with us.
We cover:
- “Class A” apartments, 1970 and newer
- Total insured value (TIV) target $5 to $50 million
- Multiple deductible options for all other perils (AOP), wind, and sinkhole
- Better roofs, 2004 and newer
- Best-in-class updates
Coverage Extensions:
- Wind Driven Precipitation ($250,000)
- Backup of Sewers and Drains ($150,000)
- Fungus, Wet Rot, Dry Rot, and Bacteria ($50,000)
- Pollutant Clean-Up and Removal ($150,000)
- Outdoor Property ($100,000)
- Accounts Receivable ($500,000)
Efficient Property Insurance Claims
With every claim, our goals are prompt restoration of property and high customer satisfaction. Here’s how we make that happen:
- Claims are primarily handled by UPC associates, with every decision made by UPC claims management
- Policyholders may use any contractor service of their choice
- Claims can be reported online 24/7 through the Journey Report a Claim form or by contacting your agent
About UPC Insurance
Journey is proudly part of the UPC Insurance family of companies. UPC Insurance is:
- The 18th largest writer of homeowners insurance nationally
- Publicly traded on the NASDAQ (UIHC)
- Writing in coastal states since 1999
- Licensed in 18 states