Journey Homeowners Insurance
Introducing the innovative new coverage option for homeowners.
Covering Disaster-Prone and Coastal Areas
Journey Insurance, backed by an “Excellent” rating from AM Best, brings attractive and innovative coverage features. Available enhancements include:
- Enhanced Roof Replacement
- Home System Protection
- Inland Flood Protection
- Home Cyber Protection
- Home Sharing
- Option to offer HO3 with Open Peril Coverage for contents
Discounts Homeowners Can Use
Journey Insurance offers discounts that homeowners won’t find with just any insurer.
Examples include:
- New Roof Discount
- New Home Construction Discount
- Hip Roof Discount
- Protective Device Discount
- Fortified Home Discount
- Companion Policy Discount
- Advance Quote Discount
- Renovation Discount
- Smart Home - Water Discount
- Payment Type Discount
Efficient Homeowners Insurance Claims
With every claim, our goals are prompt restoration of property and high customer satisfaction. Here’s how we make that happen:
- Claims are primarily handled by UPC associates, with every decision made by UPC claims management
- Policyholders may use any contractor service of their choice
- Claims can be reported online 24/7 through the Journey Report a Claim form or by contacting your agent
About UPC Insurance
Journey is proudly part of the UPC Insurance family of companies. UPC Insurance is:
- The 18th largest writer of homeowners insurance nationally
- Publicly traded on the NASDAQ (UIHC)
- Writing in coastal states since 1999
- Licensed in 18 states