Journey Homeowners Insurance

Introducing the innovative new coverage option for homeowners.

journey insurance

Covering Disaster-Prone and Coastal Areas

Journey Insurance, backed by an “Excellent” rating from AM Best, brings attractive and innovative coverage features. Available enhancements include:

  • Enhanced Roof Replacement
  • Home System Protection
  • Inland Flood Protection
  • Home Cyber Protection
  • Home Sharing
  • Option to offer HO3 with Open Peril Coverage for contents
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Discounts Homeowners Can Use

Journey Insurance offers discounts that homeowners won’t find with just any insurer.

Examples include:

  • New Roof Discount
  • New Home Construction Discount
  • Hip Roof Discount
  • Protective Device Discount
  • Fortified Home Discount
  • Companion Policy Discount
  • Advance Quote Discount
  • Renovation Discount
  • Smart Home - Water Discount
  • Payment Type Discount

Efficient Homeowners Insurance Claims

With every claim, our goals are prompt restoration of property and high customer satisfaction. Here’s how we make that happen:

  • Claims are primarily handled by UPC associates, with every decision made by UPC claims management
  • Policyholders may use any contractor service of their choice
  • Claims can be reported online 24/7 through the Journey Report a Claim form or by contacting your agent

About UPC Insurance

Journey is proudly part of the UPC Insurance family of companies. UPC Insurance is:

  • The 18th largest writer of homeowners insurance nationally
  • Publicly traded on the NASDAQ (UIHC)
  • Writing in coastal states since 1999
  • Licensed in 18 states