Commercial Residential Property Insurance

This includes named perils such as fire, lightning, internal explosions, and smoke.

This includes the same perils covered under Basic, plus a few more perils such as volcanic eruptions.

This includes the same perils covered under Basic, plus Open Peril. Unless it specifically excludes it, UPC Insurance will cover it. Some of the excluded aspects are wear and tear, maintenance, intentional acts, etc.

• Wind Driven Rain
• Mold Coverage (fungus, wet rot, dry rot, bacteria)
• Home Systems Protection
• Increased Building Ordinance or Law
• Agreed Value

This coverage applies for when extra expenses occur to keep your business running after an issue. For example, if elevators broke and you needed to rent generators to keep them running, UPC Insurance would cover the cost of the generator rental. This coverage also applies to Journey Insurance.