Reduce the chances of having your property stolen

Person turning on alarm system

According to the FBI, home break-in (burglary) is the most common threat to your home. A home burglary occurs every 13 seconds. In about 30 percent of all cases, the burglar gains access through an open or unlocked window or door. Burglaries most often occur in the daytime when occupants are at school or at work, and the highest percentage of burglaries occur during the summer months. The tools used to break into a home are usually the simple tools in most every homeowner’s tool box: a screwdriver, pliers, pry bar, and a small hammer. Renters are just as likely as homeowners to be the victims of property crimes.

Since one out of three residential assaults are a result of burglary, it is important that you take steps to help make your family safe. Although it is not possible to completely burglarproof your home, you can reduce the risk of being a victim of this crime.

 

broken lock on a door

Top Tips to Prevent Burglary

  • Lock your doors when you go out. Keep all doors, windows, pet entrances, and garage doors closed and securely fastened
  • Doors should have deadbolt locks with at least a 1-inch throw and reinforced strike plate with 3-inch screws
  • All windows should have window locks secure sliding glass doors. Place a metal rod or piece of plywood in the track and install vertical bolts
  • When service or delivery people come to your door, ask for ID. Call the company to confirm. If you are still not sure, call the police first and report the stranger
  • Do not leave ladders or tools lying around outside. They can assist a possible intruder
  • Install a wide-angle door viewer (peephole) in your front door so you can see who is at the door
  • Organize a neighborhood watch program
  • Make a home inventory list, complete with photos or video. Store this list in a safety deposit box
  • Don’t leave your name and residential address on your key ring. If you happen to lose it, a dishonest person could gain entry to your home
  • Install and test a burglar alarm system
  • Keep spare keys with a trusted neighbor or friend, not under a doormat or planter, on a ledge or in the mailbox
  • Illuminate or eliminate places an intruder might hide, such as spaces between trees or shrubbery
  • If you see anyone acting suspicious around your house or a neighbor’s house, call 911 immediately
 
outside of house lit up at night
person turning key in a door
 

Vacation Checklist

  • Ask police to check your home and patrol your neighborhood
  • Stop mail and newspaper deliveries
  • Secure all doors, windows, pet entrances, and garage doors
  • Transfer valuables to a safety deposit box
  • Leave a light on—place timers on indoor lamps to illuminate your home at night, set timers to turn on radios and television randomly during the day
  • Arrange to have your landscaping service continued Keep some shades and blinds up and curtains open
  • Don’t tell people you are away. Remove messages from your telephone voice mail daily. Don’t indicate on your message that you are on vacation

Home Alarm Systems

An alarm system is excellent home security. It provides peace of mind to homeowners and it increases the potential of the burglar being caught.

Burglars will usually bypass a home that they believe has a sophisticated burglar alarm. Additionally, many insurance companies such as UPC Insurance offer a premium credit on your policy for protective devices for your home.

Finally, if your house is broken into, call the police immediately. Don’t touch anything that the criminal may have touched. Wait outside for the police to arrive and write down plate numbers of suspicious vehicles. If you do confront a burglar, allow him to escape or you should flee to safety.

Burglary is a preventable crime. Burglar proofing your home is an investment in protection of your possessions and perhaps your life.

 

Coverage by State 

Select your state to explore the UPC Insurance products tailored to where you live.