Commercial Residential

Commercial Residential Property Coverage

AmCostal insuranceUPC provides premier commercial residential property insurance. UPC and American Coastal Insurance Company merged, creating a leading specialized personal and commercial lines underwriter. Read more about the merger.

Coverages for Commercial Residential Properties include:


  • Residential condominiums and townhomes
  • Apartment buildings
  • Homeowner Associations such as Planned Unit Developments



  • Basic, Special, and Broad CoverageUPC-070 - Livschuts
  • Hurricane Deductibles
  • Windstorm or Hail Deductibles
  • ACV Roof option
  • Protective Devices
  • Equipment Breakdown
  • Vandalism
  • Theft
  • Ordinance or Law
  • Fire Department Service Charge
  • Pollutant Clean-Up and Removal
  • Newly Acquired Property
  • Personal Effects- Sublimit Per Person
  • Property of Others
  • Valuable Papers & Records
  • Property Off- Premises
  • Outdoor Property
  • Account Receivable
  • Fire Extinguisher Recharge
  • Lock Replacement
  • Inventory and appraisals of Loss
  • Signs
  • Property in Transit
  • Off Premises Power Failure

Learn more about Equipment Breakdown Coverage

Learn more about UPC’s Commercial Residential Property Insurance

Get Commercial Property Insurance in: Florida