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Coverage Options in Connecticut

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Insure your greatest assets.

Because of Connecticut’s location on the northeast coast of the Atlantic Ocean, this state is susceptible to a multitude of different weather events, ranging from blizzards in the winter, to tropical storms in the summer. Having an insurance policy that fits your needs in this diverse climate is essential to your peace of mind.


Coverages You Can Count On

UPC Insurance coverage provides policyholders with superior protection for their home and property. To serve the unique needs of Connecticut’s residents, we offer a variety of flexible coverage options to provide you with the right products at the right price.

  • Homeowners Insurance (HO3)
  • NFIP Flood Insurance
  • Private Flood Insurance

And will soon be offering

  • Condominium and Co-op Insurance (HO6)
  • Renters Insurance (HO4)
  • Dwelling Fire Insurance (DP3)


UPC offers Connecticut policyholders no mandatory windstorm/hurricane deductibles, the ability to cover secondary properties, and other endorsements and discounts to ensure we Keep the Promise®.

To learn more about our promise to Connecticut and full benefits and coverage options available, view the Connecticut state flyer here.

Connecticut Homes

Enhanced coverage, for enhanced peace of mind.

When your purchase enhanced coverage packages, you get a wider range of coverage while paying less than if you purchase these coverages separately. Uncover the possibilities for Connecticut policyholders with the expanded Premier and Premier Plus packages.

Coverages include:

  • Personal Property Replacement Cost
  • Personal Injury
  • Reward for Theft Conviction
  • Lock Replacement

…and even:

  • Securities
  • Credit Cards
  • Jewelry
  • Silverware
  • Firearms (Theft)
  • Business Property

To see all available coverage enhancements, view our flyer.



Rent or own in the state of Connecticut? Getting coverage has never been easier than with UPC Insurance.



You can report a claim 24 hours a day, 7 days a week by phone at (888) 256-3378 or via the Guided Claim Submission Tool. With over $2.5 billion in claims paid, UPC is here to help Keep the Promise®.