Louisiana Home


Coverage Options in Louisiana

Request a Quote

  • *
  • *

Count on UPC for your unique insurance needs.

This state is rich with colonial era history, structures, and traditions. It’s home to one of the country’s most famous celebrations, Mardi Gras. And, maybe almost as famously, Louisiana has fared several gulf coast storms. UPC addresses the diverse needs of Louisiana residents with pay plans, discounts, watercraft liability endorsements, and much more.


The following customizable products are offered to customers in Louisiana.

Louisiana homeowner’s insurance policies from UPC provide independent agents and their policyholders premier customer service and claims handling when disaster strikes. As part of our commitment to Louisiana policyholders, we offer flexible and affordable products with superior protection.

  • Homeowners Insurance (HO3, HO5)
  • Dwelling Fire Insurance (DP3)
  • Condominium Insurance (HO6)
  • Renters Insurance (HO4)
  • NFIP Flood Insurance
  • Private Flood Insurance


Featuring no mandatory hurricane deductible anywhere in the state and no coastal restrictions, our customizable products are perfect for Louisiana residents’ unique needs.

To learn more about current insurance products and available discounts in Louisiana, view our flyer.

More coverage in Louisiana equals more savings.

When you purchase one of our packages, you get more types of coverage and pay less overall than if you bought coverages individually.

Discover what our expanded Premier and Premier Plus packages can do for our Louisiana policyholders, including:

  • Home Systems Protection – Large Appliances, Electronics, and More
  • Personal Property Replacement Cost
  • Personal Injury
  • Reward for Theft Conviction
  • Lock Replacement

…and even:

  • Service Line Coverage – To help cover both the repair of utility lines and the damage they cause to your home from a covered service line failure
  • Securities
  • Credit Cards
  • Jewelry
  • Silverware
  • Firearms (Theft)
  • Business Property

To see all available coverage enhancements, view our flyer here.




Rent or own in the state of Louisiana? Getting coverage has never been easier than with UPC Insurance.



You can report a claim 24 hours a day, 7 days a week. With over $2.5 billion in claims paid, UPC is here to help Keep the Promise®.