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Coverage Options in Massachusetts

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Unique Coverage for the Unique Needs of Massachusetts.

In the state of Massachusetts there is a rich history, and an abundance of homes that are hundreds of years old. It’s only fitting that at UPC, we have no age-of-home restrictions; that’s just the start of our custom approach to homeowner’s insurance.

UPC insurance strives to make it easy to do business. After nearly 20 years of underwriting in coastal areas, we are exceptional at providing coverage for the unique needs of homeowners and renters in a state like Massachusetts. Exposure to extreme temperatures in both the summer and winter months means needing peace of mind no matter the extreme circumstance. Our agency partners and their customers can rest easy knowing UPC is here when you need us.

A Lineup of Smart Protection Products.

As part of our commitment to Massachusetts residents, we offer flexible insurance policies, backed by our five foundations: financial stability, products that work, superior claims service, ease of doing business, and fair pricing.

  • Homeowners Insurance (HO3, HO5)
  • Condominium Insurance (HO6)
  • Dwelling Fire Insurance (DP3)
  • Renters Insurance (HO4)
  • National and Private Flood Insurance


Safe home discounts and companion policy discounts are just two of the amazing homeowners policy offerings we have at UPC. To learn more about discounts, pay plans, endorsements, and more in Massachusetts, view our flyer.

Enhanced Coverage Options in Massachusetts



UPC policyholders in Massachusetts may be eligible for discounts, and other coverage enhancement options. Our enhancement packages provide broader coverages for:

  • Personal property replacement cost
  • Personal injury
  • Lock replacement

…and even:

  • Securities
  • Credit cards
  • Jewelry
  • Silverware
  • Firearms (theft)
  • Business property

To see all available coverage enhancements, view our flyer here.




Rent or own in the state of Massachusetts? Getting coverage has never been easier than with UPC Insurance.



You can report a claim 24 hours a day, 7 days a week. With over $2.5 billion in claims paid, UPC is here to help Keep the Promise®.