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Rhode Island

Coverage Options in Rhode Island

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In Times of Need, UPC Has You Covered.

Although small, Rhode Island possesses a beautiful shoreline that spans 400 miles filled with oceanside towns and sandy beaches. Because of its coastal location, this state is susceptible to a multitude of dangerous weather events. Hurricanes, heavy flooding, and snowstorms are all common occurrences in this seaside state, which is why UPC Insurance offers a suite of insurance solutions to Keep the Promise® to our policyholders in Rhode Island.

Adaptable Products for Rhode Islanders.

Rhode Island insurance policies from UPC help shield policyholder’s most important possessions: their home and property. We know that living in Rhode Island comes with specific insurance needs. To meet these unique needs, UPC offers a variety of flexible insurance products designed to give you the most affordable options with enhanced protection.

  • Homeowners Insurance (HO3, HO5)
  • Condominium Insurance (HO6)
  • Renters Insurance (HO4)
  • Dwelling Fire Insurance (DP3)
  • National and Private Flood Insurance


Rhode Island residents can rest easy knowing that you’re insured by UPC. The ‘Five Foundations’ that we live by are simple: financial stability, products that work, superior claims service, ease of doing business, and fair pricing. This is what makes UPC’s insurance coverages a step above the rest.

For more information on the insurance products we offer and discounts in Rhode Island, view our flyer.

Enhancing Coverage for Rhode Island Residents.


Since damage from hurricanes and flooding is an ever-present threat to the small state of Rhode Island, we’ve added a selection of product enhancements to improve your coverage even further! From jewelry to silverware, we give you the option to insure the things you love.

Rhode Island coverage enhancements include:

  • Personal Property Replacement Cost
  • Personal Injury
  • Service Line Coverage
  • Lock Replacement

…and even:

  • Securities
  • Credit Cards
  • Jewelry
  • Silverware
  • Firearms (Theft)
  • Business Property

To see all available coverage enhancements, view our flyer here.



Rent or own in the state of Rhode Island? Getting coverage has never been easier than with UPC Insurance.



You can report a claim 24 hours a day, 7 days a week by phone at (888) 256-3378 or via the Guided Claim Submission Tool. With over $2.5 billion in claims paid, UPC is here to help Keep the Promise®.