UPC’s Homeowners policy comes with limited personal property coverage. There are restrictions on the types of property and limits on the amounts UPC will pay for certain types of losses. Knowing how much your belongings are worth will help you make sure everything you value is adequately covered.
Start by walking around your home and look for items that you spent a lot of money on, or those that have increased in value since you got them. Talk to your agent about Scheduled Personal Property coverage and your individual replacement needs.