Flood Insurance

The best way to protect yourself from devastating loss.

Request a Quote

Flood Insurance is the best thing you can do to protect your home, family, business and financial security.

Even though you may not live in a government designated high risk flood hazard area, you are still at risk. Floods, America’s most common disaster, are as unpredictable as they are devastating. In fact, from 20 to 25% of all floods may affect medium and low risk areas. According to the Federal Insurance Administration (FIA), if you live in a vulnerable area, you’re twenty-six times more likely to suffer a flood than fire over the life of a thirty- year mortgage. What makes this particularly devastating is that while most residents have fire insurance as part of their homeowner policies, less than twenty-five percent have flood insurance.

How will you take care of me? UPC Insurance responds with strength and diligence.

Bridging the gap between homeowners insurance and the threat of flood damage is half the story. Dependable flood coverage requires a strong, knowledgeable company to quickly process diverse claims.

Handling claims is even more critical in areas where disaster can strike with the suddenness and selectivity of lightning and storms. As a stable company, UPC Insurance has the familiarity, the strength, and the will to do whatever it takes to help when you need it most.

Our tradition of 24-hour response is one of the reasons that UPC Insurance continues to grow while serving the protection needs of the American family.

What about Federal help? You can’t depend on it.

Federal Assistance isn’t always available. Only 50% of all floods generate federal assistance. Then, even if you do qualify, and the President declares a disaster emergency, the support is usually in the form of a loan that you will have to pay back with interest.

You can count on UPC Insurance for a comprehensive, custom protection.

The good news is that the same UPC Insurance agents who provide you high quality, comprehensive, homeowners insurance programs also offer the best flood protection insurance available.

And, if you have both your homeowners and flood insurance with UPC, you will work with our adjusters who will provide you with complete service for wind and flood damage. Working with UPC adjusters makes it easier to manage your recovery from losses due to the heavy rain, winds, and flooding that come from severe storms and hurricanes.

Is it worth the expense? You can’t afford not to have it.

Although the damage caused by floods can be extremely debilitating to anyone, the cost of flood insurance is relatively low. When you live in a low- to medium-risk area, flood insurance is less expensive than it is for those living in high risk areas. Nevertheless, you obtain the same benefits of security and peace of mind.

Whatever the future holds, UPC can help reduce the worry.

Worry makes families uneasy and frequently it disturbs their sleep. UPC Insurance wants you to worry less and enjoy life more. Our goal is to give you better control over your recovery from the disasters that we face every day. One way that UPC Flood Insurance gives you that control is by reducing the worries that complicate your life.

We can’t change the times, we can’t prevent loss or disaster, but we can insure your recovery. Talk to an Independent Agent representing UPC Insurance and sleep well tonight.

Protect your home, family, business and financial security.