Binding Suspension

Binding Suspension Updates

UPC Insurance Binding Suspensions


Binding authority is suspended in specific Florida zip codes located in Lee County, effective 8:00 PM ET (7:00 PM CT) October 8, 2017.

Suspended Florida Zip Codes : 34134, 34135, 33905, 33920, 33936, 33971, 33972, 33973, 33974, and 33976.

New submission requirements are in effect for Collier, Hendry, Lee, and Palm Beach until further notice.


UPC Insurance Binding Suspension Rule: Binding authority for new business or for increases in coverage on existing business is suspended until further notice. Renewals will only be issued on an “as expiring” basis for coverage and perils.

Updates will be posted on our agent portal. UPC will monitor the storm progress and make adjustments to the restricted counties based on the projected storm path. You will be notified via email when we have lifted any binding restrictions.


To Expedite Reporting Claims

When submitting a claim online, please remind your policyholders to confirm that they hit “Submit” once the information is entered. If they do not receive a confirmation email, the claim was not successfully submitted.

Important note: If you have an email address or fax number for submitting claims, please do not use them as these are not routed to our Catastrophe Response Team and it will cause a delay in processing the claim. To expedite handling, claims should only be reported 24/7 through the methods outlined above.